3D file Viewers & Converters for Windows 95
Crossroads 3D
Converts between .3DS, 3DMF, .DXF, .POV, .COB, VRML 1.0, .OBJ, & .NFF
3DWin
Rhino3D
A Modeller first and foremost, but it can import a lot of formats.
Interchange 3D
Converts between 50 different formats. Commercial software.